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RCI Bank: Fixed term savings account reviews

Name: Fixed term savings account
Rating: 4.85 (3962 reviews)

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4.85

Based on 3,962 reviews, last reviewed 29th Apr 2026

69% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

91%

Latest highest rating:

5

All good , easy to use and competitive in the market. All good , easy to use and competitive in the market. Reviewed on: 29th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed term savings account reviews (3962)

Very good Bank

Ever since I have saved with RCI Bank I have been impressed with them and they always deliver customer satisfaction. Reviewed on: 17th January 2022

RCI BANK REVIEW

Easy website to navigate. Communication is straightforward. Good customer service. Reviewed on: 17th January 2022

No fuss, modern, caring, a pleasure to be a member

I have had opportunities o move my money elsewhere but why should I. I enjoy the atmosphere of RCI, their clinical systems, their caring staff, and the assurance that my money is in safe hands Reviewed on: 17th January 2022

Excellent Service

Fixed Term Account was easy to set up. Customer Service was great & staff were extremely helpful. There have been no issues and logging in page is user friendly. RCI sends regular email updates well in advance if there are going to be any account changes. Overall, I would recommend RCI to any potential investor Reviewed on: 17th January 2022

Great fixed term rate

I am very happy with RCI Bank performance and their user friendly website. The three year fixed term rate was unbeatable and the monthly interest payments excellent too. Reviewed on: 17th January 2022

Good modern trouble free service

Easy to apply and good interest rate gives confidence as a safe keeper of your savings. Reviewed on: 17th January 2022

Interest Rates were competitive

RCI Bank is easy to do business with and still covered by the guarantee despite Brexit. Reviewed on: 17th January 2022

Great products

Very happy with the fixed savings accounts I have. Reviewed on: 17th January 2022

Great service, great products

RCI is so easy to deal with. Highly recommended Reviewed on: 17th January 2022

Amazingly user-friendly service. The customer is always number 1.

I have been very impressed with the ease of accessing my account. The interest rates have risen, communication is useful and appropriate but non intrusive. Reviewed on: 17th January 2022

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