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RCI Bank: Fixed Term Savings Account reviews

4.89
Based on 3,958 reviews, last reviewed 18th Apr 2026
137800% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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See only 4 star reviews
8%
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0%
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0%
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1%

Latest highest rating:

5

User-friendly website. User-friendly website. Good interest rates. Reviewed on: 18th April 2026

Latest lowest rating:

1

I've been banking woth RCI Bank for a number of year... I've been banking woth RCI Bank for a number of years, investing in different accounts they provide. Ive found there banking system safe easy to use. ... Read more Reviewed on: 17th April 2026
Brian H's avatar
Brian H

About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

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RCI Bank Fixed Term Savings Account reviews (3958)

Great fixed term rate

5
I am very happy with RCI Bank performance and their user friendly website. The three year fixed term rate was unbeatable and the monthly interest payments excellent too. Reviewed on: 17th January 2022

Good modern trouble free service

5
Easy to apply and good interest rate gives confidence as a safe keeper of your savings. Reviewed on: 17th January 2022

Interest Rates were competitive

5
RCI Bank is easy to do business with and still covered by the guarantee despite Brexit. Reviewed on: 17th January 2022

Great products

5
Very happy with the fixed savings accounts I have. Reviewed on: 17th January 2022

Great service, great products

5
RCI is so easy to deal with. Highly recommended Reviewed on: 17th January 2022

Amazingly user-friendly service. The customer is always number 1.

5
I have been very impressed with the ease of accessing my account. The interest rates have risen, communication is useful and appropriate but non intrusive. Reviewed on: 17th January 2022

Brilliant

5
Great service highly recommend for anyone saving Reviewed on: 17th January 2022

Great rate and service

5
Top market rate for my investment and helpful and clear application process Reviewed on: 17th January 2022

Good reliable rate of return

5
Good sensible rate of return with no stress and easy to manage web site. Reviewed on: 17th January 2022

Adequate

3
Need to increase interest rate xxxxxx Reviewed on: 17th January 2022

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