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RCI Bank: Fixed Term Savings Account reviews

Name: Fixed Term Savings Account
Rating: 4.84 (2927 reviews)

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4.88

Based on 2,927 reviews, last reviewed 31st Jan 2026

41500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Long term savings I have been banking with RCI for numerous years and am happy with the company Reviewed on: 31st January 2026

Latest lowest rating:

1

RCI online experience Have banked with RCI for a number of years. Always had great customer service without any maturity instruction issues. Straightforward process for onl... Read more Reviewed on: 22nd April 2025

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About this product

With RCi, you can lock your money away in a fixed term savings account.

RCi fixed term savings accounts are available for one, two, three, four or five years. You’ll need to open the account with between £1,000 and £1 million. Unlimited top-ups can be made in the first 14 days.

RCi fixed term savings account reviews help you find out what it’s really like to be a customer. If you’ve used RCi before, you can also leave a review and share your experience.

RCI Bank Fixed Term Savings Account reviews (2927)

Review of the RCI Bank, Fixed Term Savings Account:

No fuss, just simple saving

Does what it says on the tin! Straight forward to invest and you know your in good hands. Reviewed on: 17th January 2022

Savings Secure.

very good bank, i was a little unsure at the first deposit. but RCI have been a trusworthy addition to my saving portfolio Reviewed on: 29th January 2026

User Friendly

RCI Bank is very user friendly. It offers competitive interest rates with the option to have your interest paid monthly into your nominated account. Reviewed on: 29th January 2026

Good as banks go

Easy to use. App is easy to navigate Reviewed on: 29th January 2026

Excellent bank with excellent interest on savings.

Excellent bank with excellent interest on savings. Reviewed on: 29th January 2026

an excellent company

an excellent company which provides excellent service Reviewed on: 29th January 2026

Never had a problem, queries answered quickly over t...

Never had a problem, queries answered quickly over the phone and less urgent answered promptly by email. Reviewed on: 29th January 2026

Great Bank for taking out and managing savings

Great customer service when needed help accessing my account online. Very competitive interest rate for new fixed rate savings account I have just opened. I would definitely recommend RCI bank to friends and family. Reviewed on: 29th January 2026

Very helpful, excellent website, easy to use.

Very helpful, excellent website, easy to use. Reviewed on: 29th January 2026

Excellent firm

Excellent firm, great service and they make everything very simple. Reviewed on: 29th January 2026

Customer service and savings rates first class.

I’ve saved with RCI bank for a number years and have always found the bank rates very competitive with its Fixed Term savings account. On top of this their customer service is first class. Reviewed on: 29th January 2026

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