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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Quick changes to interest rates for better or worse

5
I like the fact RCI are very good at updating their interest rate when the base rate changes Reviewed on: 2nd March 2022

Seamless Savings

5
Easy and convenient process in all transactions conducted online. A great App also adds value to all RCI financial matters/investments. Reviewed on: 2nd March 2022

Best rate of interest

5
What could be better, first a higher rate and then an even higher rate of interest. Excellent. Reviewed on: 2nd March 2022

Great interest rates

5
Really easy to set up account. Good communication from bank. Easy to withdraw money when needed. Reviewed on: 2nd March 2022

Traditionalist moving up with the times

3
A traditional lender, RCI's web facilities and competitiveness is moving up with times with its launch of a mobile app and more competitive rates. RCI is however a 'safe pair' of hands in challenging times. Reviewed on: 2nd March 2022

Simple & great rate

5
This account does everything I could want with a great interest rate & simplicity of use. Reviewed on: 2nd March 2022

Simple honest bank with decent rates.

4
Held my account with them for a number of years and no issues Reviewed on: 2nd March 2022

Family product

5
Have recommended to my wife and daughter who both have opened accounts Reviewed on: 2nd March 2022

RCI Freedom Savings Account

5
I love banking with RCI because of how user friendly both the app and website are! It makes managing my savings on the go super easy! Reviewed on: 2nd March 2022

Competitive interest rate with first class service

5
Interest rate has been regularly updated to remain a market leading rate. Website is easy to use and very reliable. All transactions are completed quickly and efficiently. Reviewed on: 2nd March 2022

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