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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.9 (11983 reviews)

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4.90

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Easy access to my savings

My experience with RCI has been very positive. I wanted an account to deposit a significant amount of money with the freedom to withdraw at short notice. Indeed I do have the freedom to access my account whilst enjoying a competitive interest rate Reviewed on: 2nd March 2022

Freedom savings account

Easy access No penalties for withdrawals Better than big banks interest rates Reviewed on: 2nd March 2022

fair firm

reasonable rates and change on time Reviewed on: 2nd March 2022

Excellent

I use this as a spare account, odd bits of savings and the like. It has a good competetive interest rate by today's standards. It's easy to withdraw or deposit funds and the app is easy to navigate. Reviewed on: 2nd March 2022

Top Marks For A Great Service

RCI Bank makes saving quick, easy and safe. And with competitive interest rates I am one very happy camper! Reviewed on: 2nd March 2022

Savings

RCI have been brilliant in terms of contact frequency and service - I feel up to speed and informed and confident in my savings approach Reviewed on: 2nd March 2022

Super Bank

I don't really expect much from abank these days, but have to say the RCI Freedom Account has to be the best of the several accounts I have. It actually appears to make every effort to put the customer first - from customer service, secure easy to use online systems (+app), through to actually paying a very competitive interest rate for a no notice current account. Ticks all the right boxes for me. Well done RCI Bank Reviewed on: 2nd March 2022

One of the bet interest rates around

Great that you can access your account via an APP unlike some other banks that are behind the times Reviewed on: 2nd March 2022

Freedom Saver

The interest rate on the freedom saver account has recently increased so it now makes it a better account Reviewed on: 2nd March 2022

Good company

Always keeping us informed on a regular basis, look forward to some better interest rates in the future. Reviewed on: 2nd March 2022

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