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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Excellent service

5
Love the way RCI bank treat existing customers the same way as new customers instead of penalising us like other banks with lower interest rates Reviewed on: 2nd March 2022

Safe hands

5
Always feel as though you are getting a good deal Reviewed on: 2nd March 2022

RCI - Really Cool Investing!

5
It’s a comfort to know my savings are in safe hands and can be easily and swiftly accessed efficiently. Communications are clear and friendly - couldn’t ask for more! Reviewed on: 2nd March 2022

Great bank

5
I have been with RCI always give you the best interest rates that they can and they do it quickly whilst other banks dither. Reviewed on: 2nd March 2022

Simple an secure

5
It's very easy to set up and operate the account, communications are excellent and security feels impeccable. Reviewed on: 2nd March 2022

Great service

5
I've had an account for a number of years. I can request money one day (before 2pm) and it's in my bank the next day. Interest rate is competitive and I've had no issues with this bank Reviewed on: 2nd March 2022

Great bank

5
Very easy to manage and great customer service. Reviewed on: 2nd March 2022

Excellent website and competitive rates

5
I find the website easy to use. Interest rates are very competitive and after recent BoE rate changes, RCI have increased their rates accordingly. Reviewed on: 2nd March 2022

Honest returns

5
RCI Bank have consistently kept their investors aware of changes in interest rates, both decreases and increases which apply equally to new and existing deposits. The RCI experience has always been positive with honest returns. Reviewed on: 2nd March 2022

works for me

5
Best safe return on savings consistently. Reviewed on: 2nd March 2022

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