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RCI Bank: Freedom Savings Account reviews

View other RCI Bank products
4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S
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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Keeping up with today's banking needs

5
Keeping up with the banking needs of. Today, keeping abreast of interest charges, always understand the need to put the customer first Reviewed on: 2nd March 2022
jenny maton's avatar
jenny maton

RCI (Really Cool Investment)

5
Competitive Interest Rate Easy to use Great bank Reviewed on: 2nd March 2022
Ian Burton's avatar
Ian Burton

Excellent online service

5
Easy to use app, good communication, security feels strong. Much better interest rate than my current account bank Reviewed on: 2nd March 2022
Martin 's avatar
Martin

Competitive interest rate

5
Great interest rate, good customer service. I'm able to make planned future withdrawals. Reviewed on: 2nd March 2022
Derek O's avatar
Derek O

Kept informed

4
I love the text notifications when deposits are made into my account. Keeps me informed and confident that transfers have been successful. Reviewed on: 2nd March 2022
Sue Townley's avatar
Sue Townley

With RCI Before They Were FSCS And Staying With RCI

5
Great bank, i've never had a problem in all the time i've had an accout and they increase the interest rate when able, i don't use the app but when my direct debits go in to my account i recieve a text, can't fault them and glad to be a customer, certainly beat the majority of ordinary banks with interest and access to money Reviewed on: 2nd March 2022
Derek hicks's avatar
Derek hicks

This is the bank you look for!

5
Efficient, timely, accurate and ease of use access...just what you want Reviewed on: 2nd March 2022
Gavin de Kiewiet's avatar
Gavin de Kiewiet

Great interest rate

5
RCI Bank have created a great instant access savings account that is easy to use, simple to withdraw from, a doddle to pay into and with great interest rates that are really competitive in the banking world. Reviewed on: 2nd March 2022
Brian McMorland's avatar
Brian McMorland

Banking as it should be!

5
Great honest, up front, helpful non rip-off banking at it's best. The call centre is really helpful. I like the fact that they will actually put up rates rather than just drop them & give existing loyal customers the same deal as new customers. Reviewed on: 2nd March 2022
Chas's avatar
Chas

Consistently good interest rate without having to shop around

5
I've had RCI accounts for many years and any time I check they always have a market leading interest rate. With better rates available on notice accounts they have a good range. Reviewed on: 2nd March 2022
Mark Wray's avatar
Mark Wray

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