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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Customers come first

5
I have been with RCI Bank for 6 years now and have no intention of leaving! I am very happy with their service, from little things like thanking you when you make a deposit, to keeping you informed of new products/innovations. The bank treats established customers well, giving them the benefit of attractive rates, rather than reserving these for new customers. The online banking facility is great - very secure and easy to navigate. A mobile banking app is on offer, but I don't do any banking 'on the go' so can't comment on it. Reviewed on: 2nd March 2022

my savings for rainy day

5
good interest and regular statements Reviewed on: 2nd March 2022

Easy to use app and good rates of interest

5
RCI Bank has a good, stable app and offers an excellent range of products. Reviewed on: 2nd March 2022

Best savings account

5
Really easy account to operate. Very safe security. And a good savings rate. Plus hugely reassuring after Brexit. I’ve already recommended this bank to friends. Reviewed on: 2nd March 2022

Very easy app to use and excellent servuce

5
I enjoy saving With RCI bank.. Very friendly staff.. Great interest rates as and when they are able to.. After the pandemic.. Kept me informed at all times overall 100% customer satisfaction Reviewed on: 2nd March 2022

Excellent

5
Rci bank online account is easy to access and easy to use. They also have great customer service. Reviewed on: 2nd March 2022

Great online safe and secure savings account

4
Good online experience and helpful customer service should you require it. Reviewed on: 2nd March 2022

Excellent customer service and support

5
I've been with RCI bank for several years now and never had a problem with any aspect of my online account with them. In addition, they are pretty quick to pass on any rise in interest rates for savers. Well done RCI Reviewed on: 2nd March 2022

Great competitive bank

4
Excellent rates for my wife and I at these very odd times Reviewed on: 2nd March 2022

Easy and fair

4
Whilst interest rates have been poor everywhere I do feel that RCI have kept theirs as good as possible considering that this is an instant access account. Reviewed on: 2nd March 2022

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