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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.9 (11983 reviews)

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4.90

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great online safe and secure savings account

Good online experience and helpful customer service should you require it. Reviewed on: 2nd March 2022

Excellent customer service and support

I've been with RCI bank for several years now and never had a problem with any aspect of my online account with them. In addition, they are pretty quick to pass on any rise in interest rates for savers. Well done RCI Reviewed on: 2nd March 2022

Great competitive bank

Excellent rates for my wife and I at these very odd times Reviewed on: 2nd March 2022

Easy and fair

Whilst interest rates have been poor everywhere I do feel that RCI have kept theirs as good as possible considering that this is an instant access account. Reviewed on: 2nd March 2022

Best value easy access account

RCI are one of the most competitive banks for easy access savings . They are one of the first banks to pass on increase of interest rate which should Shane the bigger banks who seem reluctant to do so. With the RCI app it’s also very safe and easy to utilise. Reviewed on: 2nd March 2022

RCI Bank are perfect for savings

RCI have, for me, the perfect amount of access to your money. I’ve had accounts previously that instantly moved over your money and had poor interest rates, which weren’t ideal for my purposes. RCI have a great system and the customer service has been perfect whenever I’ve needed it. Reviewed on: 2nd March 2022

Fair treatment for customers

Rates clear and competitive and existing customers treated fairly Reviewed on: 2nd March 2022

Great product, but online experience could be improved

Been with RCI for a few years. they always offer great interest rates, and good customer service. However their online system could be improved, and transferring cash in and out of the account could be more straight forward. That said I would be happy to recommend them overall Reviewed on: 2nd March 2022

Excellent customer service

Always answer the phone quickly with an excellent telephone manner and sort out any queries efficiently. No complaints and would 100% recommend Reviewed on: 2nd March 2022

Decent rates

Internet banking works really well & seems properly secure Reviewed on: 2nd March 2022

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