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RCI Bank: Freedom Savings Account reviews

View other RCI Bank products
4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
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Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S
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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Competitive interest rates

5
I need an account where I can withdraw money without notice. This is one of the best around in terms of interest paid and very easy to use Reviewed on: 21st January 2022
Alan McKenna's avatar
Alan McKenna

Award winning savings interest

5
Higher savings interest rates than most of the market, easy to manage so why spend time searching? Reviewed on: 21st January 2022
Ian's avatar
Ian

Good reliable bank

4
RCI Freedom Savings Account is a competitive account from a good reliable bank and has proven to be so long term. I have had this account for a number of years now and operate it along side my other accounts , most of which although have offered better interest have only been attractive for short periods, Reviewed on: 21st January 2022
Paul Cronin's avatar
Paul Cronin

Transactions

5
This account is very useful as money transfers both in and out are smooth and quick . The interest gained ( albeit low ) more than offsets any charges levied by standard bank account . Reviewed on: 21st January 2022
Christopher Ribbans's avatar
Christopher Ribbans

Good value savings account

5
The account payees one of the best flexible savings accounts, keeps you up to date with the best results. Reviewed on: 21st January 2022
Peter's avatar
Peter

Good rate of interest

5
One of the best rates of interest around in a really easy to use website and app. Just needs to include an ISA! Reviewed on: 21st January 2022
Paul's avatar
Paul

Good but takes a while to withdraw

4
The interest rate is okay but less than other accounts. The withdraw takes about 2-3days Reviewed on: 21st January 2022
Ailish's avatar
Ailish

Easy to operate account

5
Having chosen RCI originally because of the good interest rates offered, these are now not maybe now the best on offer, but the savings accounts offered by RCI are easy to operate and the website is easy to navigate. I like the ability to open more than one account for different purposes. On the one occasion that I've needed to make contact by phone, this was dealt with swiftly and in a friendly manner. Now, if only the rates could be pushed up a notch or two.... Reviewed on: 21st January 2022
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Denys Martin

good instant access savings account

5
an excellent combination of near market-leading interest rates and good customer service Reviewed on: 21st January 2022
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RCI account

Good account for moving money about.

4
I find the Freedom savings account good for keeping some money in that I can access easily. I am pleased the the interest rate increased as soon as the base rate rise was announced. Reviewed on: 21st January 2022
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Dave Hyde

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