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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Good interest rate, easy access

5
Account offers a competitive interest rate and straightforward online access. Reviewed on: 21st January 2022

Great bank for intrest and security

5
I joined the bank in 2015 when interest rates where somewhat higher but as they came down RCI staved off lowering the rate as long as they could, but still managed to keep it slightly above the normal big banks also as soon as there was any improvement in rates, they adjusted theirs promptly. I have been very impressed by their security their prompt notifications and the easy to understand internet banking site, I would definitely recommend anyone to use this bank. Reviewed on: 21st January 2022

real freedom

5
Dealing with the bank and managing my account online is always clear and straightforward. There is a consistency about the whole process which I appreciate against the backdrop of so many organisations forever updating their app, processes and modes of contact and communication. Reviewed on: 21st January 2022

Freedom Savings Account

5
Easy to negotiate online banking app, good interest rates available, no problems getting through to an agent via the landlines telephone. Reviewed on: 21st January 2022

A great experience

5
Plenty of information on which to make decisions Reviewed on: 21st January 2022

Easy, convenient and reliable

5
Fantastic App. Very reliable, easy to navigate and fast. Great way of organising savings by personalising accounts for different budgets. Super efficient service. Reviewed on: 21st January 2022

great bank.

5
never had any issues with fraud with this bank. were always very competitive with interest rates Reviewed on: 21st January 2022

Competitive Banking

5
Over the years I have been banking with RCI and have found them to be very competitive. They award long standing customers even in the strange world we live in at the moment. Reviewed on: 21st January 2022

Excellent savings account

5
I have been with RCI for many years, I choose them originally as their interest rate was one of the best at that time. What I like about RCI is the freedom they give you to save but if you need your savings quickly, you can access it easily. The online banking is very accessible and easy to access. Thier communication is just excellent. I am a very happy customer. Reviewed on: 21st January 2022

Service to bank on

5
The web site is easy to use and RCI offers a competitive interest rate given present circumstances. Reviewed on: 21st January 2022

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