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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Very easy to navigate around and they have a good answering service.

4
Although interest rate is not the highest the site is well laid out and there are no problems contacting them. Reviewed on: 18th January 2022

Efficient and Competitive

5
Interest rates are regularly reviewed to remain competitive. RCI is efficient and deals promptly with any queries. Reviewed on: 18th January 2022

Continued Customer Care

4
RCI Bank to continue to be competitive in a difficult market place. Reviewed on: 18th January 2022

Very easy to deal with

5
RCI is extremely easy to deal with online. There's a fair range of products with pretty good interest rates and they are so easy to manage on-line. It's great to get a confirmation text when a deposit is made too. Reviewed on: 18th January 2022

Simple saving

5
Easy account to us e by RCI Bank. Great interest rate and all done by the internet. Easy to use. Reviewed on: 18th January 2022

So easy and best interest

5
Have used RCI bank for a few years now with no regrets! Never had a problem, and have recommended to others x Reviewed on: 18th January 2022

outstanding service

4
The RCI staff are always available to talk about any issues I have. They can be contacted by phone and you don't have to wait in a long queue.!!! The interest rates are competitive and any increase in the rates are passed onto the members at their earliest opportunity- not like some other organisations. Lastly , the general communication from RCI bank is informative and in an easy format that we all can understand. Reviewed on: 18th January 2022

Easily managed account with attractive rates

4
One of the last to reduce rates when Bank Rate falls and one of the earliest to increase rates when it rises. Reviewed on: 18th January 2022

RCI-the bank for me

5
I have been with RCI for some years now and have found it always easy to use and responsive. The interest rates have also been competitive. Reviewed on: 18th January 2022

Best Account EVER

5
With the RCI Bank Freedom Savings account I have complete control over my money. I have access to transfer money in and out at will, no delays, no waiting, and to top it all my money earns interest at a rate that is usually up there with market leaders. I am kept informed about any changes, I have easy access to statements and to the tools to manage my account. What's not to love? (PS and interest too!) Reviewed on: 18th January 2022

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