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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Simple

4
Easy set-up, great communication prompt responses, quick and easy transactions Reviewed on: 18th January 2022

Works for me!

5
Easy to open, good access online, good interest rates in current climate. Reviewed on: 18th January 2022

great service

5
great bank just bought one of their cars Reviewed on: 18th January 2022

Prompt assistance from customer service, good value products

5
I have received a very prompt and helpful assistance each time I have contacted the customer service. I also find the account to be flexible and convenient to use. Reviewed on: 18th January 2022

New and old customers get the same rates

5
There is no where today that you can get good rates of interest on instant access accounts but RCI is very quick to respond to changes and treats old and new customers the same. Also very efficient and good communications. Reviewed on: 18th January 2022

No Hastle Experience

5
I have been a customer for over six years and have enjoyed hastle free banking. So easy to access online and found that interest rates were always increased when appropriate with the least possible delay. It's a shame that they do not operate current accounts with High Street branches. Reviewed on: 18th January 2022

Easy to administer online, interest rate is not market leading

4
Key points are in title above. Also, it can sometimes be a little frustrating how long it takes for withdrawals to be processed when weekends/holidays occur Reviewed on: 18th January 2022

Easy, quick, and great interest rates!

5
My financial advisor recommend this bank to me and they haven’t disappointment. Wonderful customer service and interest rates, I actually have 4 savings accounts with them! Reviewed on: 18th January 2022

Easy to Use

5
Good produce (all things considered) Reviewed on: 18th January 2022

Easy online savings account

5
I have been using RCI Bank for my savings for over two years and find their online account management to be secure, easy to use and satisfying. Reviewed on: 18th January 2022

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