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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Excellent

5
Absolutely no problems at all, interest rates good compared with other banks Reviewed on: 18th January 2022

Quick & Easy

5
Very happy to keep my savings here for when needed quickly. The paying in and out is swift and easy to follow. RCI also passes on interest changes to all members. not just new members. Reviewed on: 18th January 2022

customer friendly tel & online operation

5
This account has a competitive rate of interest and updated information is readily available. Online customer operation is particularly convenient. Reviewed on: 18th January 2022

Fits All My Criteria

4
Have been an RCI Bank customer for over 5 years. They appear the last to reduce interest rates and first to increase them. Internet access and a functioning app enhance the benefits as well as ease in opening and closing accounts and customising them cosmetically. I am a very happy customer. Reviewed on: 18th January 2022

Good Account but bad rates

3
Interest rates not increasing to make the account attractive. Reviewed on: 18th January 2022

Rci

4
A good and easy to use online account with good interest rates considering the current savings climate Reviewed on: 18th January 2022

No drama management of my savings account.

5
Kept well informed transactions both in and out of the account efficiently handled. Reviewed on: 18th January 2022

The Freedom Account is consistently reliable

5
I have been an account holder for more than 20 years. In that time it has always offered the best terms Reviewed on: 18th January 2022

Excellent Bank

5
Opened this account a couple of years ago and have always found it easy to access, and problem free. The bank keeps me well informed of future changes which are always straightforward to understand. Reviewed on: 18th January 2022

freedom saving account

5
Found this account online very easy to operate RCI what i like about the account if the B of E moves the interest rates up so does RCI it's easy to use transferring savings from one account to another is easy and smooth process, its so easy I haven't used Customer services as yet as I haven't had the need to do so all in all a good account Reviewed on: 18th January 2022

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