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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.9 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Competitive rate of interest

Always one of the best interest rates. Intuitive app. Communications good but not excessive. I've been with them many years and I'm an account switcher. Reviewed on: 18th January 2022

Quick, simple, clear

A clearly described saving account which is easy to manage online via the very simple smart app. Reviewed on: 18th January 2022

Good Rates

Easy online service and decent interest rates. Reviewed on: 18th January 2022

Effortless banking

The best rates, going up before any other bank when rates increase. Reviewed on: 18th January 2022

Easy access and communication.

I have used RCI Bank for many years and have always found it easy to use and easy to communicate with. Reviewed on: 18th January 2022

Great Overall Service

Calls are answered quickly and enquiries are dealt with by friendly, efficient agents. The app is brilliant, hassle free. Easy to transfer money to my other RCI accounts and good timescales moving money externally. Easy to open a new account and link it to my other accounts. Kept updated of changes and not pestered with unnecessary information. Reviewed on: 18th January 2022

Total satisfaction

Having opened a joint account in March 2017 I have had nothing but helpful, efficient service, despite my ISP having 'lost' my internet connection for nearly three months, and also after my wife died in 2018. RCI have also been much more realistic than other banks with their interest rates, adjusting them without being prompted. Reviewed on: 18th January 2022

It's a bank account

It's a bank account. I pay money in, I take money out. It all works fine. The rate is good but not the best. Reviewed on: 18th January 2022

Commendable

Always helpful, efficient and courteous. Competitive interest rates Reviewed on: 18th January 2022

Proactive, open and clear communication

The on-line account is easy to use and the interest rate paid is market leading for the sort of account that I want. Best of all they promptly increase the interest paid on the account when the market allows Reviewed on: 18th January 2022

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