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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Excellent product

5
The RCI bank has proved an igeal place to deposit my funds Reviewed on: 18th January 2022

Solid savings account

4
Top quartile savings account regarding interest rates. Reviewed on: 18th January 2022

Easy and secure

5
Delighted with the ease of access to my online account. Knowing my money is secure, and that funds are available when I need them, is paramount. Happy the interest rate has gone up! Reviewed on: 18th January 2022

I am a small saver and RCI have been idea for me. Thank you.

5
I have been with RCI for a number of years. I can fully recommend them to any small saver. They have managed a small steady interest going so my actual saving has been maintained. Thoroughly recommend Reviewed on: 18th January 2022

Great Savings Bank

5
A flexible easy to do business with bank with an excellent on-line capability for me to manage my savings account. Reviewed on: 18th January 2022

Top Class Service from First Class Bank

5
Very pleased with the service given by RCI Bank. One of the best to give competitive interest rates on savings. I receive regular updates on changes to interest levels and other information related to RCI and its services. Reviewed on: 18th January 2022

Dependable and straightforward

5
RCI bank offers customers a range of products that are competitive with other banks, often offering a better rate of interest than the usual "High Street" banks. It is a very easy on-line bank to deal with and, what is particularly useful is their notification by text of when they have received your money...a gesture of reassurance which is useful. Reviewed on: 18th January 2022

Reliable bank and good savings account

4
RCI bank has good communications and it has been reliable during the time we have used the freedom savings account. I have one star short of excellent because we have not encountered problems that would allow me to give an opinion on how customer service performs when issues arise. Reviewed on: 18th January 2022

RCI Freedom Account

5
The interest rate is higher than other banks and they are quick to adjust the rate. Easy to move money. Reviewed on: 18th January 2022

Easy access

5
Does what it says with good rates and easy to use Web site. Reviewed on: 18th January 2022

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