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RCI Bank: Freedom Savings Account reviews

View other RCI Bank products
4.89
Based on 10,803 reviews, last reviewed 8th Apr 2026
331100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
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1%
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Latest highest rating:

4

Interest rates are often better than other saving a... Interest rates are often better than other saving accounts Reviewed on: 8th April 2026
KP Larco's avatar
KP Larco

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S
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RCI Bank savings reviews can help you to find out more about life at RCI Bank. How easy is it to contact RCI Bank? And how friendly are they? Our RCI Bank savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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RCI Bank Freedom Savings Account reviews (10803)

If you want a teaser rate...

3
Moved to RCI in October 2015 when they were offering a rate of 1.65%, it was then lowered to 1.55% in January and has now been lowered to 1.45% (March), pretty disappointing really, the number of changes per year s/b limited. Also, you can only pay money in from a registered account, i transferred money from another account to RCI and it was rejected, taking 2 days to re-appear in my original account, not ideal. Reviewed on: 28th March 2016
jack1986's avatar
jack1986

Good rate

3
Easy to open account online and the interest rate is better than most. Cannot comment on customer service as it has not been needed. These are a foreign bank so have a different protection scheme for money Reviewed on: 28th March 2016
val's avatar
val

Instant access savings

5
Just opened a savings account with RCIbank as it has the best rate of interest around so far for instant access. I had some issues with passwords etc which were of my own making but the bank dealt with them patiently and respectfully. All is up and running smoothly so far with interest shown monthly. Reviewed on: 1st March 2016
Peter Smith's avatar
Peter Smith

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