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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Freedom to relax

5
Easy to use account with interest & Freedom to move money when required Reviewed on: 18th January 2022

Constant Top Interest Paying Savings Account

5
I have saved with RCI Bank since it first established in the UK. During that period the Bank has maintained market leading saving rates, unlike other banks, RCI is slow to reduce rates (if any reduction at all) and quick to raise rates when it can. A very good Bank to save with. Reviewed on: 18th January 2022

Easy online saving

5
Good company to save with feel money is safe. Best interest rate at time is why I opened my account and still feel getting best deal for current climate. Reviewed on: 18th January 2022

Hassle free savings.

5
A very easy to use, instant access savings account. No problems at all. Reviewed on: 18th January 2022

Consistently competitive interest rates

4
Consistently competitive interest rates Reviewed on: 18th January 2022

Customer first

5
The only institute to increase their interest rate. As a pensioner this is very important. Reviewed on: 18th January 2022

Freedom and earning interest

5
The best interest also moving the fund freely. Reviewed on: 18th January 2022

User friendly bank

5
Great bank. Easy to use mobile app making it simple to check my account balance. Good rate of interest. Great communication re any transactions within the account Can't fault Reviewed on: 18th January 2022

Good rates on instant access account

4
I opened a Freedom savings account with RCI because they had a very competitive savings rate, and despite all banks reducing savings rates in recent years, RCI have remained among the best, particularly for instant access and larger amounts. Paying in and making withdrawals via a linked current account is straightforward and hassle-free. I'd definitely recommend them Reviewed on: 18th January 2022

Very good service.

5
I have found the website easy to navigate. RCI are a good company to deal with and they have favourable interest rates. Reviewed on: 18th January 2022

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