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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

RCI experience

5
Good rate of interest and easy online banking Reviewed on: 17th January 2022

Great account - efficient service and easy to access online just when I need it

5
Apart from paying a competitive interest rate the customer service dept is very helpful and resolves issues swiftly without fuss Reviewed on: 17th January 2022

Freedom is fair, flexible and fantastically easy with no unnecessary restrictions

5
The Freedom account is flexible enabling you to move money in and out as you please without any unnecessary restrictions. It is is fair always align the interest rate with any fluctuations in the Bank of England base rate. What’s more it is easy to operate online, providing you with only the functionality you need to operate the account! Reviewed on: 17th January 2022

Good Straight Forward Banking

4
The App and websites are both easy and well laid out to use. I like being able to have multiple savings accounts, to save for different things. The interest rate is fairly competitive, despite the current climate. Reviewed on: 17th January 2022

Cannot recommend highly enough

5
I have always had an excellent experience with RCI bank. On the rare occasion where I have had to contact customer services they have been friendly and efficient. I would highly recommend RCI bank. Reviewed on: 17th January 2022

Great no hassle bank

5
Just great to deal with excellent service and competitive rates Reviewed on: 17th January 2022

Excellence in every respect

5
I joined RCI some years ago and have been delighted at the quality and speed of service offered. It is also appreciated that when a deposit is made that email/text confirmation is received so that I know my funds have been received and not lost en-route. Whilst it may be possible to get a better rate of interest elsewhere its the overall service that must reflect the quality of service and in my opinion RCI are second to none. Reviewed on: 17th January 2022

value and service

5
Good value in the current low interest environment and good at keeping customers informed. Reviewed on: 17th January 2022

Rates and Service

5
RCI Bank gives very competitive rates, and excellent service, with a very easy internet layout. Reviewed on: 17th January 2022

Banking made easy.

5
It simply could not be simpler, I have 3 or 4 transactions each month. Reviewed on: 17th January 2022

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