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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy to access account

Very easy to use app easy to transfer money to other accounts and very simple app to use Reviewed on: 17th January 2022

No hassle banking

Have been a customer for many years, great customer service and good savings rates. Well done. Reviewed on: 17th January 2022

Freedom is fair, flexible and fantastically easy with no unnecessary restrictions !

The Freedom account gives you the flexibility to move money in and out of the account as you please without restrictions. It always gives you a fair rate of interest aligning it with any fluctuations in the Bank of England base rate and it is fantastically easy to operate, providing you with only the functionality that you need. Reviewed on: 17th January 2022

Smart easy trustworthy online banking

I have only used the online app rather than the website but have found all transfers and transactions easy and quick Reviewed on: 17th January 2022

Great account competitive interest. Specialised so may limit some people.

I'm a long term fan of RCI. Competitive interest and transparent transactions. Great online access and customer support communications. It does what it claims. However, it can never be your sole bank account. It's limited to a single feed in and out account and there are many features missing like setting up direct debits, setting up future payment dates, paying multiple accounts and there also may be delays transfering money out at weekends. This is no problem if you want it as a stand alone savings pot with good interest and reasonably quick access. It does what it claims to do well. Reviewed on: 17th January 2022

Accessibility

Originally got it for interest rate and accessibility to access money within a short period with no fees. Other than the interest rates dropping across the board, it's still accessible Reviewed on: 17th January 2022

Really Competitive Investment

I was very pleased when the interest rate responded to the demands of the market place and discouraged me from transferring my savings elsewhere. Reviewed on: 17th January 2022

Very reliable

RCI Bank is a pleasure to deal with. They recently increased their rates on the account we hold which is very much appreciated. Reviewed on: 17th January 2022

Brilliant

Excellent service highly recommend for anyone saving. Reviewed on: 17th January 2022

Perfect Perfect Perfect

Easy to operate app, open, honest. bank. Reviewed on: 17th January 2022

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