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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Great account competitive interest. Specialised so may limit some people.

5
I'm a long term fan of RCI. Competitive interest and transparent transactions. Great online access and customer support communications. It does what it claims. However, it can never be your sole bank account. It's limited to a single feed in and out account and there are many features missing like setting up direct debits, setting up future payment dates, paying multiple accounts and there also may be delays transfering money out at weekends. This is no problem if you want it as a stand alone savings pot with good interest and reasonably quick access. It does what it claims to do well. Reviewed on: 17th January 2022

Accessibility

4
Originally got it for interest rate and accessibility to access money within a short period with no fees. Other than the interest rates dropping across the board, it's still accessible Reviewed on: 17th January 2022

Really Competitive Investment

5
I was very pleased when the interest rate responded to the demands of the market place and discouraged me from transferring my savings elsewhere. Reviewed on: 17th January 2022

Very reliable

4
RCI Bank is a pleasure to deal with. They recently increased their rates on the account we hold which is very much appreciated. Reviewed on: 17th January 2022

Brilliant

5
Excellent service highly recommend for anyone saving. Reviewed on: 17th January 2022

Perfect Perfect Perfect

5
Easy to operate app, open, honest. bank. Reviewed on: 17th January 2022

Simple

5
Simple to set up, simple to use, good returns Reviewed on: 17th January 2022

Overall brilliant service

5
Brilliant customer service and never had any issues which is rare today in service industries. Always keep me as a present customer up to date with any changes in rates for new customers. Reviewed on: 17th January 2022

RCI Experience so far

5
Excellent. Kept well informed of transfers into account. A decent interest rate. Easy to use web site. Reviewed on: 17th January 2022

All you want

5
I love my savings account so easy to set up and great interest rates Reviewed on: 17th January 2022

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