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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Consistent and caring

4
Always a consistent rate from RCI. Not always the best around but increases are always passed on to customers. Good customer service. Reviewed on: 17th January 2022

Easy to use

5
Great easy to use account. Easy access to your savings, details on your of interest and when it’s applied and a handy app Definitely recommend Reviewed on: 17th January 2022

Very efficient bank

5
The RCI bank is so easy to use and any transactions required are always dealt with smoothly and very efficiently. Reviewed on: 17th January 2022

Amazing customer service

5
Great interest rates on my savings account and very good customer service. Reviewed on: 17th January 2022

The most honest, trustworthy, customer focused bank

5
To put it simply, i change banks regularly to find the best interest rate. However, i have found my permanent home at RCI. Not only is the customer service exceptional but the interest rates are market leading and on offer to all customers new and old. I am currently looking at moving my 40 year old current account to RCI. I cant praise them highly enough. Reviewed on: 17th January 2022

A great online banking experience

5
Easy to use online banking site, an even easier to use mobile app. I was especially impressed with RCI when my savings accounts interest rate increased before the BoE increased their interest rate. Reviewed on: 17th January 2022

Easy to Use and Market Leading Interest

4
I have banked with RCI for a few years now and love the ease of online access and support. Also their interest rates are as good as most in the market, albeit way to low. Security is also very good. Reviewed on: 17th January 2022

Does everything that a good Bank should - and more

5
It is always there when I need to move money and it always does it timely and safely. Reviewed on: 17th January 2022

Good bank

5
Easy to use,fast to set up, very good impression Reviewed on: 17th January 2022

Simple and Excellent

5
Easy to apply, easy to use. Straightforward savings account - just what I needed Reviewed on: 17th January 2022

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