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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

RCI Stands up for the Saver

5
So many financial instutions just do not support their customers. RCI is different in that they go out of their way to give a fantastic customer experience. So many other firms have yet to pass on the Base Rate increase from last year. I thank my lucky stars than I have my savings with RCI. Reviewed on: 17th January 2022

Easy On-line Banking

5
I set up my on-line savings account nearly 2 years ago. The process was very straight forward. I am able to access my money at any time, and again, the process is very easy. Reviewed on: 17th January 2022

Fabulous bank. Love it

5
Always efficient and polite and up to date with the latest news Reviewed on: 17th January 2022

Works for me!

4
Flexible account, competitive interest rates, nothing to dislike about them! Reviewed on: 17th January 2022

Good Banking

5
Easy to navigate on line and keep tabs on your savings. Safe and secure. Reviewed on: 17th January 2022

Excellent service

5
As an 82 year old rather forgetful old man I find the employees extremely polite and helpful. The interest rate is competitive with other similar products but I like the way I am treated. Reviewed on: 17th January 2022

Better than the high street

5
Over-all the return from RCI beats pretty much anything on the high street that's instant access. With such lean pickings available for savers, every tiny bit helps. Reviewed on: 17th January 2022

Easy to work with, good communication and decent savings incentive

5
I was recommended RCI bank by a friend and would certainly recommend them to other friends and family Reviewed on: 17th January 2022

Easy to setup and use, competitive rates

4
The savings account were very easy to setup online and transfer from previously matured fixed rate savings were automatically moved to the easy access without delay Reviewed on: 17th January 2022

The interest is good compared to other banks!

5
I have never had any problems with RCI bank and it satisfies all my requirements. Reviewed on: 17th January 2022