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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

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RCI Bank Freedom Savings Account reviews (11989)

Easy access account

5
Excellent account, easy to use online, does exactly what it says on the tin Reviewed on: 17th January 2022

Efficient and reliable bank

5
I have been with RCI bank for several years and am happy to stay with them as their customer service is excellent Reviewed on: 17th January 2022

Great rates for easy access

4
Easy to transact with online, & easy to use website Reviewed on: 17th January 2022

Safe and convenient

5
I find this savings account convenient and easy to use and manage Reviewed on: 17th January 2022

RCI Bank - Happy customer

5
Whilst interest rates have been low for a long time, RCI adjust their rates promptly and competitively. It is convenient for me to keep some money in an instant access account. Many banks offer a fair rate for a year then drop that rate meaning that the customer needs to regularly move money. I have now been with RCI for almost 4 years. Their website is clear to navigate and secure. I remain a happy customer and have recommended RCI to others. Reviewed on: 17th January 2022

Ease of process.

5
Simple to use minimal human contact, great. Reviewed on: 17th January 2022

Easy access

5
Account works well for me. Easy access to funds. Reviewed on: 17th January 2022

Great service

5
The RCI website is so easy to use along with a good savings interest rate make this a great product Reviewed on: 17th January 2022

Good interest rate

5
In these times of terrible interest rates, RCI gives one of the best rates I have found. I am not overly keen on doing internet banking but so far I have found it quite straightforward Reviewed on: 17th January 2022

Great bank

4
Great online bank account with good interest rates Reviewed on: 17th January 2022

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