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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Okay account if you do not have anywhere else to put your money

3
Generally there is little Customer Service offered by the banks today, the standard has declined, branches have closed or we are just offered internet. When we have a problems or our account is not treated fairly, the banks RCI included do little to resolve our complaint, often leaving us with the Financial Services Ombudsman. Interest rates are all time lows, no incentives to leave money with RCI or any other bank, and if they do not like your reaction then they close the account. My wife made a mistake with her internet banking log-in about TWO YEARS AGO, she was locked out and until this day she has no access to our meney on deposit with RCI.. Reviewed on: 17th January 2022

An Excellent and simple banking partner.

5
Very simple to use app and great banking partner. Fair interest rates. Reviewed on: 17th January 2022

Best saving account I ever had

5
Very friendly and easy accessible customer service, they also provide the highest saving rate on the street. Have been with RCI for last 5 years and super happy about it Reviewed on: 17th January 2022

Competitive bank

5
Excellent service competitive returns. Reviewed on: 17th January 2022

Good experience

4
Needed to spread out my cash across banks and this account was perfect Reviewed on: 17th January 2022

Excellent service

5
Keeping you up to date and friendly service Reviewed on: 17th January 2022

Does as it says

5
This acco7nt does exactly as it says it will. Easy to use . No complications just straight forward banking. Reviewed on: 17th January 2022

User friendly account

4
Very user friendly website, reasonable interest rate, accessible savings account Reviewed on: 17th January 2022

Trusted convenient place for my money

4
I don’t keep a lot of money in my Freedom Savings account. It is money to be used for emergencies and therefore very important to me. I have full trust in this company and have easy access to my money whenever I need it. I am very satisfied. Reviewed on: 17th January 2022

No fuss, great rates!

5
A very easy to manage account with an attractive interest rate. What more can I ask? Reviewed on: 17th January 2022

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