Paid advertisement
Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Great service, easy access

5
The Freedom Savings account is a great way to keep your savings secure. Good online experience, easy to access with good communications and easy to understand statements. Overall a great product. Reviewed on: 17th January 2022

Good service

4
The interest rate is well above average. the website is easy to use and to logon to. Withdrawal only to a nominated account reassures me that attempts at fraud by scammers is reduced. My only wishes in this area are that I could have two nominated accounts for withdrawal and allowed to deposit money from any account.. Reviewed on: 17th January 2022

Best interest for the ease of use I found.

5
Very easy to set up and manage account, with relatively good interest rates for the accessibility of the account. App is a doddle to use too. Reviewed on: 17th January 2022

My review

5
They are a good bank to deal with. Reviewed on: 17th January 2022

Great banking experience

4
I’ve always had a great experience banking with RCI, easy to set up, excellent help, straight forward day to day banking. Exactly what I want. Reviewed on: 17th January 2022

Bank

5
Very good bank still paying interest very easy to deal with online no problems at allowed Reviewed on: 17th January 2022

Freedom savings review

5
Excellent customer service, always feel safe using RCI banking! Reviewed on: 17th January 2022

The freedom savings accounts sys 'whats on the can' FREEDOM TO PAY IN, TAKE OUT NO PENALTIESWITH A COMPETITRIVE RATE OF INTEREST

5
very good connection/communication with Head Office and an excellent web site easy to manage your account Reviewed on: 17th January 2022

Easy to Use Instant Access Account

5
RCI bank is easy to use, setting up an account is very straightforward and I like the fact that it links directly with my current account. The interest rates are very good in comparison to other instant access accounts and are reviewed regularly. Reviewed on: 17th January 2022

CONSISTENT

4
Pleased they keep rates for an instant-access account competitive. Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products