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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
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1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy to manage account

5
It's so easy I sit back in my easy chair and using my APP I send periodically money to my easy access account which gives me a little interest couldn't be easier. Reviewed on: 17th January 2022

Flexibility to define your savings goals

4
I like being able to have multiple accounts in one place, which I can individually rename, so that I can set and annual budgets for different types of expenditure (e.g. general living, holidays, specific one-off purchases). Plus the interest rate for a no-notice easy access account has historically always been very near the top on offer in the UK market. Reviewed on: 17th January 2022

RCI Banking Recommended

5
The RCI Banking website is very easy to use and highly recommended with competitive interest rates. Reviewed on: 17th January 2022

Good service

4
Does what it says on the tin! Easy to negotiate website too with good comms. Reviewed on: 17th January 2022

Excellent service and standards

5
Internet banking as it should be. Good communication with good rates which are always kept in line with New savers rates. Reviewed on: 17th January 2022

Hassle free banking

5
Very straight forward and simple to use app, interest rates always competitive. Reviewed on: 17th January 2022

Easy to use

5
Excellent service and easy to use Reviewed on: 17th January 2022

We are open 7 days a week.

4
RCI. Bank deals with transactions very reliably and can even answer queries on Sundays. Reviewed on: 17th January 2022

Top notch

5
RCI is the most helpful and friendly bank imaginable. The website is easy to use and on the telephone the response is always reassuring for any query. Rates are fair and they do their best to provide the best rates and experience all round. I am very grateful to them. Reviewed on: 17th January 2022

Quality account with good interest rate

5
I opened the account because I saw the very good and highly competitive interest rate. I enjoy the online access and know that I will continue to receive a good interest rate because I have seen that happen already. Keep up the good work! Reviewed on: 17th January 2022

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