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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

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RCI Bank Freedom Savings Account reviews (11989)

Always communicate well

5
Gives a competitive interest rate Reviewed on: 17th January 2022

Easy to use website

5
trouble free with website easy to use and informative Reviewed on: 17th January 2022

RCI review; good but could do better

4
RCI have, unlike a lot of other banks, recently increased their savings rates of interest reflecting the latest market conditions, but the rate offered is still not at the top end of what is available elsewhere in the market. Thus rates good, but could be better in my opinion. Reviewed on: 17th January 2022

Dependably there

4
I joined when RCI were offering a very good savings rate - as we all do! The rate is not so very good now but the service has been consistent and I have happily stayed with the bank for several years now. Reviewed on: 17th January 2022

Excellent savings experience

5
It has a very concise website which is easy to navigate Reviewed on: 17th January 2022

Easy banking

5
Excellent service with a good interest rate Reviewed on: 17th January 2022

Happy

3
Happy with the app and not had to contact anyone so far. Reviewed on: 17th January 2022

Easy product and good communication

4
I have always had a swift and hassle free experience when completing transactions with my RCI account - which is what I look for with my banking being a very busy person and often being abroad etc. communication has always been good, especially during the pandemic which I know has been a challenge for many businesses. Reviewed on: 17th January 2022

Good value

5
I use it to get a bit of interest and drip feed into my main bank account. Staff are helpful and it is just right for my needs . Reviewed on: 17th January 2022

Great value account

5
Easy transfer in/ out and competitive interest rates Reviewed on: 17th January 2022

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