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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Efficiency with good rates

5
It’s always been an easy relationship with RCI. Extremely efficient and have a great app. And of course the rates are cool. Reviewed on: 17th January 2022

Internet savings account that works

5
Easy to deposit and withdraw - responsive to interest rate changes Does what it says on the tin! Reviewed on: 17th January 2022

Easy to use and good interest rates

5
I opened this account when my other savings account interest rate plummeted. The Freedom Savings account has maintained a competitive interest rate in the time I’ve had it and is very user friendly with the app. Reviewed on: 17th January 2022

Better interest than most

5
It does what it says in the title. All interest rates are low and so are RCI's but they are better than most. They run a good ship that works Reviewed on: 17th January 2022

Makes life so simple!

5
From the moment I set up the account , I knew exactly how it operated and felt well- informed about every transaction. Believe me, it is a real relief to be able to relax and know that everything is in hand. One less thing to have to worry about. Huge thumbs -up from me ( I am not the most financially savvy person you could meet and so , this account , is indeed , my definition of freedom!). Reviewed on: 17th January 2022

Fantastic bank and rates

5
Since joining RCI I have received great service, even when I had problems setting the account up I was aided my the online chat function. The rates are competitive and great interaction! Reviewed on: 17th January 2022

easy access account

5
A simple account to manage and access, with a decent interest rate. Reviewed on: 17th January 2022

Easy access

4
The freedom account is easy to operate. Withdrawals can be made at any time and deposits can be made from your linked bank account. Reviewed on: 17th January 2022

No hassle saving with great returns

5
Great bank! Easy to use app and website, good interest rates, great to be able to open several accounts for different purposes. Reviewed on: 17th January 2022

Very helpfull good rate of interest

5
been with rci bank from the time thay became a british bank easy online app , for easy banking and new fixed term accounts to consider Reviewed on: 17th January 2022

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