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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Clear and simple

I have used several online banking websites, and RCI Bank is the simplest, most intuitive and clearest I have seen. Logging on feels secure but doesn't invove extra machinery, and everything that I might want to do online is easily accessible and well signed. Reviewed on: 17th January 2022

Great value and easy to deal with

I opened a savings account with RCI to take advantage of their higher than average interest rates. Their communications were all clear, making the setup process easy to navigate. Have had my account for a couple of years now and have been happy with it all around. Reviewed on: 17th January 2022

A great online savings account

The account is really convenient and has a good interest rate. The mobile app is good too Reviewed on: 17th January 2022

Great savings account

Easy to set up. Good customer service. Reviewed on: 17th January 2022

Great easy access account with interest rate that has been raised when the Bank of England rate is rsised

I have been an account holder with RCI for a while now. It was an easy account to set up with good customer service. Reviewed on: 17th January 2022

Easy and competitive

A simple no nonsense account with a good return. Reviewed on: 17th January 2022

Easy to use website. Was quick to set up too.

Well set out website which is easy to use. Pays competitive interest rate, although that is not much given BoE base rate. Reviewed on: 17th January 2022

Decent interest rates in the present climate

Simple and straightforward to use Reviewed on: 17th January 2022

GREAT BANK

Great service from RCI Bank plus fantastic app. Transactions always dealt with quickly and smoothly and interest rates competitive. Reviewed on: 17th January 2022

Top Bank in UK

I do love the service that I had with my Free access account and RCI always shown me of all my balance and everytime I deposit my money in my account. RCI always acknowledge every trasaction to me without fail and always shown me the interest paid on to my account everytime that deposit my interest. Which not many Bank in UK has ever done that to my investment. Reviewed on: 17th January 2022

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