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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Flexible and competitive rates

5
Very easy to set up, use and good communication from bank. Reviewed on: 17th January 2022

Great Investment Platform

5
App easy to use Interest rare competitive Customer Service excellent Definitely recommend them for an investment Reviewed on: 17th January 2022

Great service

5
A great overall experience and good profucts Reviewed on: 17th January 2022

Complete flexibility

5
A great flexible savings account for squirrelling away surplus funds from a current account when not required in the near future . Reviewed on: 17th January 2022

Great customer service

5
I have had my account for over a year and have been pleased to see that RCI have increased the interest rate. Customer service is easy to access and very helpful and efficient Reviewed on: 17th January 2022

Freedom is flexible

5
RCI Freedom savings account is accessed via a very clear and easy to operate website for both depositing and withdrawing funds. Several accounts can run in parallel making saving funds for specific purposes very easy. And it offers a very competitive rate of interest. Overall, a very good experience. Reviewed on: 17th January 2022

Efficiency with good rates

5
It’s always been an easy relationship with RCI. Extremely efficient and have a great app. And of course the rates are cool. Reviewed on: 17th January 2022

Internet savings account that works

5
Easy to deposit and withdraw - responsive to interest rate changes Does what it says on the tin! Reviewed on: 17th January 2022

Easy to use and good interest rates

5
I opened this account when my other savings account interest rate plummeted. The Freedom Savings account has maintained a competitive interest rate in the time I’ve had it and is very user friendly with the app. Reviewed on: 17th January 2022

Better interest than most

5
It does what it says in the title. All interest rates are low and so are RCI's but they are better than most. They run a good ship that works Reviewed on: 17th January 2022

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