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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Excellent flexibility and service.

On line facilities are clear and efficient. Reviewed on: 17th January 2022

Trouble free online banking

Safe and secure thanks to good seciruty proceedures and worry-free money transfers when needed. The site has never crashed or caused problems. More than happy to recommend RCI to anyone who needs a solid savings account. Reviewed on: 17th January 2022

Consistently competitive rates

I've recommended RCI Bank to friends and family as offering competitive savings rates rather than some other banks which offer high introductory rates, only to drop them after a few months. Reviewed on: 17th January 2022

Banking made simple

Iv banked with RCI since entry into UK banking and hassle free ,simple with no hassles at all . Highly recommended Reviewed on: 17th January 2022

Interest rate

As far as I can see, only RCI has recently increased rates, unlike the rest of this money grabbing fraternity Reviewed on: 17th January 2022

Great experience

I've had the account for several years. It would be nice if the interest rate was higher but that is the market overall. Reviewed on: 17th January 2022

Great experience and rewarding rates

I chose RCI banks freedom account because I wanted to maximise my interest and have easy access to my money. RCI has consistently moved first to increase its rates and has not been first to reduce them which confirms my trust in their brand. They didn't waste loads of money on gimmicky apps but invested in an easy to use website and more recently an app which gives me all I need. I've never had to call the contact centre because I can do everything I want without needing to! Cheers RCI! Reviewed on: 17th January 2022

Efficient

Always efficient and online banking very easy and clear. Reviewed on: 17th January 2022

Easy to use

The website is easy to use and interest rates are competitive Reviewed on: 17th January 2022

Best rates and easy access

I’ve had an RCI account for several years and think it is one of the best examples of its kind. Rates are always at least marginally, if not significantly, better than the competition, there are no withdrawal penalties and my money is very easily accessible online. Highly recommended. Reviewed on: 17th January 2022

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