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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Convenient online savings account

I've had an online savings account with RCI for a few years now. Access is easy, although they use BACS, not Faster Payments, for withdrawals. Interest rate is fair. Reviewed on: 17th January 2022

Simple savings account

Account has competitive rates and a decent App. Reviewed on: 17th January 2022

Better interest rates than most.

RCI bank provide a great service and give better interest rates than most. Of all my bank accounts RCI were the only ones to increase their interest rates when the bank ofengland base rate rose recently. Reviewed on: 17th January 2022

Great savings account

Always keep you up to speed with changes, great rate and you can withdraw easily Reviewed on: 17th January 2022

Very easy access

It is extremely easy to operate my Freedom Savings Account, whether depositing or withdrawing money. RCI are also good at keeping their savings rate competitive. Reviewed on: 17th January 2022

Top Bank

RCI is one of the first banks to raise interest rates and one of the last to drop them I have always found the staff to be helpful. Reviewed on: 17th January 2022

Best Savings Account Ever

I've never had any problems with RCI and I love the way they increased the interest rates payable almost immediately after the BoE raised the base rate. Well done RCI Reviewed on: 17th January 2022

RCI

Only bank I know that increases interest rates for existing customers Reviewed on: 17th January 2022

Very simple

I have had no problems with RCI and at my age that’s good Reviewed on: 17th January 2022

Great bank to be with

RcI bank are great to bank with. signing up to new bank account, setting up online and mobile banking was seemless with and a quick and easy process. When needed I've got through to a customer representative easily and was treated with great customer service ! Reviewed on: 17th January 2022

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