Paid advertisement
Smart Money People Logo
Newsletter

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,990 reviews, last reviewed 21st Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fantastic I've been saving with them for nearly a decade now. They have a very good interest rates. And there apps is very easy to navigate. Reviewed on: 21st August 2026
Anthony Pearce's avatar
Anthony Pearce

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (11990)

All accounts

5
Very good rates, accounts easy to manage, are loyal to regular investors. Reviewed on: 17th January 2022

Reliable Cordial Integrity

4
Honest reliable bank where I trust my savings to rest Reviewed on: 17th January 2022

Great Bank

5
Easy to follow and good choice of accounts Reviewed on: 17th January 2022

Excellent communication and service

5
Since opening a freedom savings account nearly 4 years ago, RCI has continued to offer competitive rates amongst some really challenging circumstances. They have been transparent through every rate change, and what I particularly like is that we receive the same rates as new customers do. The addition of the app a couple of years ago really enhanced their offering, as it is really easy to have access to my account and transfer funds quickly and easily. I would (and have) recommended RCI savings accounts to everyone. Reviewed on: 17th January 2022

Excellent service although not always the most competitive rates

4
I feel confident that my money is in safe hands and transfers always expedited promptly Reviewed on: 17th January 2022

Simple and reasonably competitive interest rate

4
Operationally simple. No Issues. Reviewed on: 17th January 2022

Simple to set-up and easy to use

5
Having had several accounts for several years with RCI, I have found both their freedom account and their saving options simple to use and all accounts have provided excellent rates of interest in comparsion to all the other major banks. Reviewed on: 17th January 2022

Excellent service

5
Always keeps the customer updated and so easy to deposit and withdraw money. Reviewed on: 17th January 2022

A man with a dream

4
I’m not a rich man. Nor am I a complex man. I am a simple, flawed human being who merely wants to get by in life and enjoy the simple things: the smell of coffee in the morning, a murmurance of birds in the sky, holding hands with the person you love. What little money I manage to scrimp and save I want to work for me, not simply to sit gathering dust in a pathetic 0.01% aer bank account. RCI gave me the opportunity to grow my meagre savings from a humble acorn to a mighty oak. I will forever be in their debt for that. Reviewed on: 17th January 2022

Great service

5
I have found RCI bank very easy to navigate round their website shame the rates are so low, as everywhere Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 day notice account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve savings notice account

    from RCI Bank 4.79 from 316 reviews
    RCI Bank
    View all products