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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11989 reviews)

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4.84

Based on 11,989 reviews, last reviewed 17th Jun 2026

60% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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Awards

Best savings provider 2026

Awarded to the savings account provider rated highest in UK customer reviews.

RCI Bank Freedom Savings Account reviews (11989)

Reliable Cordial Integrity

Honest reliable bank where I trust my savings to rest Reviewed on: 17th January 2022

Great Bank

Easy to follow and good choice of accounts Reviewed on: 17th January 2022

Excellent communication and service

Since opening a freedom savings account nearly 4 years ago, RCI has continued to offer competitive rates amongst some really challenging circumstances. They have been transparent through every rate change, and what I particularly like is that we receive the same rates as new customers do. The addition of the app a couple of years ago really enhanced their offering, as it is really easy to have access to my account and transfer funds quickly and easily. I would (and have) recommended RCI savings accounts to everyone. Reviewed on: 17th January 2022

Excellent service although not always the most competitive rates

I feel confident that my money is in safe hands and transfers always expedited promptly Reviewed on: 17th January 2022

Simple and reasonably competitive interest rate

Operationally simple. No Issues. Reviewed on: 17th January 2022

Simple to set-up and easy to use

Having had several accounts for several years with RCI, I have found both their freedom account and their saving options simple to use and all accounts have provided excellent rates of interest in comparsion to all the other major banks. Reviewed on: 17th January 2022

Excellent service

Always keeps the customer updated and so easy to deposit and withdraw money. Reviewed on: 17th January 2022

A man with a dream

I’m not a rich man. Nor am I a complex man. I am a simple, flawed human being who merely wants to get by in life and enjoy the simple things: the smell of coffee in the morning, a murmurance of birds in the sky, holding hands with the person you love. What little money I manage to scrimp and save I want to work for me, not simply to sit gathering dust in a pathetic 0.01% aer bank account. RCI gave me the opportunity to grow my meagre savings from a humble acorn to a mighty oak. I will forever be in their debt for that. Reviewed on: 17th January 2022

Great service

I have found RCI bank very easy to navigate round their website shame the rates are so low, as everywhere Reviewed on: 17th January 2022

Small size investment

Whilst my "investment" with RCI Freedom Account is not large, I appreciate that the % interest is probably as good as any in the current financial climate. All movements into/ out of the account have been very efficiently dealt with. Reviewed on: 17th January 2022

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