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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

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RCI Bank Freedom Savings Account reviews (11989)

Brilliant customer service

5
I trust RCI bank, whenever I transfer money to and from my account I am kept informed by text with the progress. Reviewed on: 17th January 2022

Simple Savings Scheme

5
Very easy and straightforward to operate. Reviewed on: 17th January 2022

Great bank

5
We have been with RCI for just over 12 months. Their online site is excellent and whenever I’ve needed to speak to a human being there’s been one at hand to explain what we need to do next. Reviewed on: 17th January 2022

Excellent rates followed by great service.

5
Interest rates are always competitive and there is always someone there if for any reason I have to call them. Their app is reliable and simple to use, in all a great company to deal with. Reviewed on: 17th January 2022

Save and sound

5
Setting up the account was very easy and I have found the RCI Bank email regularly with updates and information. The Bank responded very positively to the interest rate changes. I would recommend the bank without hesitation. Great app. Reviewed on: 17th January 2022

They are just simply the very best.

5
Surely the above must answer and say it all?! Reviewed on: 17th January 2022

A bank that treats you like a person

5
When it's been necessary for me to call RCI bank with some queries on a couple of occasions, I've always felt as though I'm conversing with someone who genuinely understands and wants to help me. RCI really went that extra mile to rectify a transfer issue that was due to a tech glitch issue on their side. Tech issues happen, but what's important to me is how well they dealt with that, ensuring I felt valued as a customer. Reviewed on: 17th January 2022

Flexible Freedom

5
I found RCI bank to offer an easy setup online freedom account via their website. Deposits and withdrawals could not be simpler. This account gives a competitive interest rate with first customer service. Reviewed on: 17th January 2022

No complaints

5
Very easy to set up accounts, never had a problem with the online banking and easy to understand site. Reviewed on: 17th January 2022

All accounts

5
Very good rates, accounts easy to manage, are loyal to regular investors. Reviewed on: 17th January 2022

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