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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

User friendly savings product

An app friendly bank with competitive rates in a complicated market communication is brilliant and clear. Reviewed on: 17th January 2022

A healthy interest rate

The RCI Bank increased its interest rate from 0.4% to 0.55% some time before the Bank of England increased the Base Rate from almost nothing to nearly nothing. Reviewed on: 17th January 2022

Easy

Easy access,easy to use saving account with a good rate of interest Reviewed on: 17th January 2022

Savings rates

Rates are awful but one or two banks have done the right thing by their customers and passed on increases in line with BoE rate changes. RCI is among them. Reviewed on: 17th January 2022

A truly outstanding product

I have held a freedom account for years and have always been impressed by how quickly they pass on any rise in interest. Reviewed on: 17th January 2022

Competitive interest rate

A competitive interest rate for an instant withdrawal account Reviewed on: 17th January 2022

Excellent rates (and not just applied to new customers)

and very workable website as well as customer service Reviewed on: 17th January 2022

RCI BANKING

Find that the mobile app is very simple to use and the system is very easy to use Reviewed on: 17th January 2022

Efficient and Customer Focused

The Freedom Account is so easy to access; the Customer Service exemplary and at last a bank that actively seeks to give its customer the best return available. Reviewed on: 17th January 2022

Savings account

Good interest rate and excellent service Reviewed on: 17th January 2022

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