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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Good Bank

5
Always keep you informed of changes and offer decent rates of interest Reviewed on: 17th January 2022

Great Account

5
This is a great account that pays a reasonable rate of interest and I have been very pleased with it. Reviewed on: 17th January 2022

Very happy with RCI!

5
Having not really heard of RCI Bank, I checked reviews before opening an account and was happy with what I found. My account runs smoothly, with no issues whatsoever. Whenever I've messaged them, they always reply promptly. I would have no hesitation in recommended them. Reviewed on: 17th January 2022

Savings rate

4
Whilst savings rates amongst the best around its customer service does not rest on its laurels, it offers quick and personal service with security second to none. Reviewed on: 17th January 2022

Excellent Service

5
RCI Bank offer excellent rates for savers. Their communications service is excellent. I receive regular notifications of changes in the market which helps me decide on my investments. Both the website & mobile app are extremely user friendly & cover every aspect of banking a customer might require to know about. They listen to customer feedback & take on board suggestions, complaints & general comments which may add to the efficiency, competitiveness & general customer satisfaction of RCI. Thank you RCI, carry on the good work. Reviewed on: 17th January 2022

Tip Top Bank

5
Always message you when you make a deposit no matter how big or small. App easy to use and the interest rate is not bad Reviewed on: 17th January 2022

It's a bank

3
They look after your money and give it back when you ask them. They pay you a little bit of money for keeping your money with them. So far all this has worked just fine for me. Reviewed on: 17th January 2022

Great Product

5
Excellent service from RCI; have used their telephone service which was efficient and helpful. Love the online access too. Reviewed on: 17th January 2022

easy access and no frills

4
yes its simple and straight forward to use with an app. Its difficult to get excited about banks really isnt it Reviewed on: 17th January 2022

Easy to access and fair rates at present

5
Easy to access and have been with RCI for a number of years now. Have in general had competitive rates as far as I'm aware. Good communications in general as well as when money moving. Reviewed on: 17th January 2022

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