Paid advertisement
Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easiest savings account ever!

5
Had this savings account opened for around 5 months now and I didn’t realise how easy it could be. For one, transferring money in is easy for anyone to do, their online and over the phone customer service is amazing! Got through right away and they were so unbelievably helpful. I’ve had lots of savings accounts in the past but this is by far the easiest I’ve had. I have a joint account with my partner and it’s so easy for us both to access too! Highly recommend! Reviewed on: 17th January 2022

Very user friendly

5
Very good communication by email to keep to keep you up to date. Highly recommended. Reviewed on: 17th January 2022

RCI

5
Easy to use. Happy to continue with them. Reviewed on: 17th January 2022

Great website and better rates than most

5
RCI increases it's rates as fast as it cuts them so you know yo0u are getting the best rate around. Reviewed on: 17th January 2022

First Rate returns

5
I would highly recommend RCI. Their service is really good and they are quick to pass on increases in rates. Reviewed on: 17th January 2022

Ease of use

5
Very easy to use this bank- no problems whatsoever and keeps you up to date with rate changes etc promptly Reviewed on: 17th January 2022

Excellent app and service

5
The first bank to keep me updated on interest rate rises on my account. They have been proactive instead of reactive. Reviewed on: 17th January 2022

Good in every way

5
I can’t think of anything negative to say about RCI. The app is easy to use. The interest rate is competitive. It’s all I need for my modest savings. Reviewed on: 17th January 2022

Efficient, fast and pleasant to deal with.

5
Whenever I have had to deal with RCI they have been (as I said in the title) efficient, fast and pleasant. What more do you need from a bank? Reviewed on: 17th January 2022

Great interest & Easy to Access

4
Originally I was attracted to the interest rate on offer but have been particularly pleased with the ease of access using the app. Quick & easy to setup in the first place. Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products