Paid advertisement
Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Excellent service by RCI Bank

5
Very easy to access the account, increased interest rate Reviewed on: 17th January 2022

Top savings account

5
Very easy to set up, deposit and withdraw process very simple. Great savings rate. Not many savings accounts come with an easy to use App also. Reviewed on: 17th January 2022

Very Clear

5
Always keep me informed and very easy & clear with information. Reviewed on: 17th January 2022

Freedom account is (relatively) easy access with a competitive interest rate.

4
The Freedom account in online only, which means you have to mess around with transferring money between it and a linked account in another bank, but it's easy access and the interest rate is way better than in a standard current account. Reviewed on: 17th January 2022

Easy to use App

4
I have never had a problem with RCI and the App is very simple and easy to use Reviewed on: 17th January 2022

Interest rate

2
Very low interest rate for over 10k Reviewed on: 17th January 2022

good bank

5
i been 4 or 5 years, no problems with them ,their gave good interesst rate Reviewed on: 17th January 2022

Easy to set up multiple account as convenient savings pots.

4
Multiple accounts that can all be seen and managed easily with the app allow me to save for holidays, cars and house maintence. Reviewed on: 17th January 2022

Interest reasonable.

5
Access is good telephone service excellent and interest reasonable for the level of service. Reviewed on: 17th January 2022

No Hassel

4
Interest on any bank account is bad but Rci do try to keep it fair Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products