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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Freedom account is (relatively) easy access with a competitive interest rate.

4
The Freedom account in online only, which means you have to mess around with transferring money between it and a linked account in another bank, but it's easy access and the interest rate is way better than in a standard current account. Reviewed on: 17th January 2022

Easy to use App

4
I have never had a problem with RCI and the App is very simple and easy to use Reviewed on: 17th January 2022

Interest rate

2
Very low interest rate for over 10k Reviewed on: 17th January 2022

good bank

5
i been 4 or 5 years, no problems with them ,their gave good interesst rate Reviewed on: 17th January 2022

Easy to set up multiple account as convenient savings pots.

4
Multiple accounts that can all be seen and managed easily with the app allow me to save for holidays, cars and house maintence. Reviewed on: 17th January 2022

Interest reasonable.

5
Access is good telephone service excellent and interest reasonable for the level of service. Reviewed on: 17th January 2022

No Hassel

4
Interest on any bank account is bad but Rci do try to keep it fair Reviewed on: 17th January 2022

Freedom savings

5
Easy to open and operate. Increases in interest applied quickly. Reviewed on: 17th January 2022

No fuss savings scheme that closely tracks the latest interest rates and adjusts accordingly no

5
No complaints easy to invest or withdraw money Reviewed on: 17th January 2022

Great customer support and ease of use.

5
I have found the account very easy to use and if needed the customer support has been excellent. I have no complaints at all. Reviewed on: 17th January 2022

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