Paid advertisement
Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

RCI Bank Freedom Savings Account reviews (11983)

Review of the RCI Bank, Freedom Savings Account:

Good service for online banking

5
RCI Bank provide a very thorough service and have several accounts with them. Reviewed on: 17th January 2022

Easy Access

5
I have found it very straight forward to deposit and call on funds and check balances using the mobile app. It suits my needs perfectly. Reviewed on: 17th January 2022

very good all round

5
The interest rate is very competitive, the service is good and the website is east to use Reviewed on: 17th January 2022

Easy and competitive

5
A very easy process to set up and manage my account would recommend Reviewed on: 17th January 2022

Better than many

4
Good website, easy login, good info on site, better interest rate than many other banks. Reviewed on: 17th January 2022

Fantastic, hard to fault service

4
Although a little hard to set up, once it was up and running I cannot fault RCI as a savings account. The high interest rate and the way they make it so wash to use means this a savings account I hope to be using for a long time to come! Reviewed on: 17th January 2022

Good interest rates, quick payments

4
RCI Freedom Savings account gives Good interest rates, and quick payments {next day if set before 3pm] to my linked current account at a different bank. Reviewed on: 17th January 2022

Easy to use on line

5
Easy to use on line with clear website. The bank always puts up interest rates for existing customers as soon as possible makes you feel its fair Reviewed on: 17th January 2022

RCI Banking

4
Excellent service and easily accessible. Reviewed on: 17th January 2022

Easy to manage and competitive rates

4
I have used RCI for a number of years and it has always been straight-forward to bank with them. Reviewed on: 17th January 2022

Efficient service

5
Staff always very helpful and you're never kept waiting on the phone. Reviewed on: 17th January 2022

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products