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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11984 reviews)

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4.84

Based on 11,984 reviews, last reviewed 31st May 2026

52% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

Easy to use account with competitive rate of interest. Easy to use account with competitive rate of interest. Reviewed on: 31st May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11984)

very user friendly

RCI freedom savings account is very straightforward to set up. The app is very user friendly. Reviewed on: 17th January 2022

Easy to use and excellent customer service

I use my freedom savings account with RCI to save money for Christmas each year. It’s easy to access but not so easy that I can dip into it. Withdrawal takes 48 hours so there is no temptation to spend my savings on impulse. On the occasions I have needed to contact customer services I have managed to talk to a human and they have been very friendly and helpful. I would absolutely recommend this account for anyone wanting “easy access but not too easy access” savings Reviewed on: 17th January 2022

Excellent Bank

Easy to use, interest rates beat the high street and safe. All I want from a bank. Reviewed on: 17th January 2022

RCI Freedom Easy to access savings account

Incredibly user friendly savings account with no limit of additions or withdrawals. Website is clear & transfers are fast. Reviewed on: 17th January 2022

Excellent online bank

Very easy to transfer money in & out , Website excellent simple & straightforward. App also excellent Reviewed on: 17th January 2022

Excellent

Very satisfactory service since joining the bank. Reviewed on: 17th January 2022

Good but could be better

RCI I has a great account but the interest rate could do with being increased by say .1% Reviewed on: 17th January 2022

Simple and straitforward

the website is easy to use and the system works well. interest rates are reasonable, especially for an instant access account. Reviewed on: 17th January 2022

Good all round company

RCI are very proactive in their communication without being guilty of SPAM. They have a decent app that feels secure. Transactions are quick and easy and interest rates are competitive. I signed up with RCI because they were an award winner and I have been happy with RCI throughout my time as one of their customers. Reviewed on: 17th January 2022

Excellent Online Bank

It’s so easy to transfer money from my RCI account to my nominated bank whenever I need to. Reviewed on: 17th January 2022

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