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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Efficient and friendly service.

5
Efficient and friendly service. Easy to understand banking app and statements Reviewed on: 12th March 2026

Simple easy-to-use app and excellent interest rates.

5
Simple easy-to-use app and excellent interest rates. Reviewed on: 12th March 2026

Always promptly and efficiently dealt with.

5
Always promptly and efficiently dealt with, never any problems. Reviewed on: 12th March 2026

Always had good dealings and communication with the...

5
Always had good dealings and communication with the bank. Reviewed on: 12th March 2026

Interest rates lower than some others

4
Interest rates lower than some others Reviewed on: 12th March 2026

Communication is great

5
Very quick to acknowledge a deposit and also to raise interest rates when possible, unlike some other banks I could mention. The website is well designed and easy to use. Good at communicating when necessary but don’t overwhelm me with rubbish emails. Reviewed on: 12th March 2026

How a bank should be run with real people on helpline

5
The interest rates are always very competitive I think one of the best I’ve been a customer for over 15 years. When I have called help line it’s always a real person very helpful and will almost insist on staying on the call and help go through the website or app until completion and happy this is how all banks should be run. Please don’t change. Thanks for being my bank. Reviewed on: 12th March 2026

been with the bank for three years now excellent ser...

5
been with the bank for three years now excellent service with good rates. Reviewed on: 12th March 2026

No issues since opening account.

5
No issues since opening account. Quick response to queries. Reviewed on: 12th March 2026

RCI came through where other banks failed

5
My husband and I have had an RCI account for many years and been very happy with the service. Recently I tried to open a deputyship account for my mother with her existing bank and it was a nightmare and never happened. However, one call the RCI and we were sorted in days., Reviewed on: 12th March 2026

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