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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Very happy with my account.

5
I have had various accounts with RCI over the years. They always give competitive interest rates. My current one is a Freedom Savings Account. It is easy to move money in and out as needed. Reassuring that I get an email to confirm when a payment into the account has been received. Also great customer service. Reviewed on: 11th March 2026

Very satisfied Freedom savings account customer.

5
I opened a Freedom savings account with RCI Bank some years ago. Any queries I have had have always been answered promptly and fully via the online message facility. RCI is very good at keeping customers up to date with the latest news about its accounts. The interest has always been highly competitive and increases to interest rate after a Bank of England base rate increase are applied more quickly than is the case with many other banks. Reviewed on: 11th March 2026

Great bank good & competitive interest rates

5
I have been with RCI bank for a number of years. The interest rate is competitive & on the few occasions I have needed to speak to someone, they have been very helpful. Reviewed on: 11th March 2026

Very efficient.

5
Very efficient. Never any problems. Reviewed on: 11th March 2026

Never had any issues with RCI.

5
Never had any issues with RCI. Transferring money is very simple and communication excellent. Decent interest rates too. Reviewed on: 11th March 2026

RCI : Does what it says on The Tin

5
The online account works efficiently, RCI provide a very competitive rate of interest on an immediate access account, without hindrance. Reviewed on: 11th March 2026

Reliable competitive and easy to use

5
Reliable competitive and easy to use Reviewed on: 11th March 2026

Easy to.

5
Easy to.open account and manage it. Reviewed on: 11th March 2026

Easy to use online site.

5
Easy to use online site. No issues with withdrawals or deposits Reviewed on: 11th March 2026

Website is easy to navigate, saving rates are above...

5
Website is easy to navigate, saving rates are above average and safe Reviewed on: 11th March 2026

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