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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

The bank is clear and efficient with exceptional sta...

5
The bank is clear and efficient with exceptional staff when you ring up. It’s great there is still the option to speak to someone Reviewed on: 2nd February 2026

Interest could be better

5
Great bank but better interest rates would be a plus Reviewed on: 2nd February 2026

Good savings rate, for instant-ish access

4
Good savings rate, certainly for an instant access (well, overnight) facility. Could do with a more flexible approach i.e. you can only pay infrom one designated account and withdrawal isn’t instant Reviewed on: 2nd February 2026

Always very clear and timely communications.

5
Always very clear and timely communications. Fair rates offered for product Reviewed on: 2nd February 2026

Excellent Service - Easy to use, Would recommend to...

5
Excellent Service - Easy to use, Would recommend to others Reviewed on: 2nd February 2026

Solid performance

5
Very responsive. diligent on querying origin of large transfers Reviewed on: 2nd February 2026

Very easy to set up and good interest rate paid for...

5
Very easy to set up and good interest rate paid for an instant withdrawal account. Reviewed on: 2nd February 2026

Forward Thinking. Embraces Change.

5
Very flexible, and offers best rates for current account type savings. It's the little things like changing processes to improve them for the customer. Example quicker money transfer times, texts to let you know what is happening to your balance, money in or out. Reviewed on: 2nd February 2026

Good rates of interest and easy customer service.

4
Good rates of interest and easy customer service. I would recommend RCI bank. Reviewed on: 2nd February 2026

Overall positive experience

5
I haven’t had any negative situations Reviewed on: 2nd February 2026

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