Paid advertisement
Smart Money People Logo

RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

Review RCI Bank: Freedom Savings Account now

Help others make smarter decisions by sharing your own experience. Write a review

RCI Bank Freedom Savings Account reviews (11983)

Easy to manage. Good value for money.

5
Very easy online management, withdrawals and tranfers. Their rates are competitive and I like they adjust their rate and I get the same % as all the new customers. Reviewed on: 31st January 2026

An easy web site to use with good rates If you have...

5
An easy web site to use with good rates If you have a problem the actually answer the phone and get it sorted Reviewed on: 31st January 2026

Simple, straight forward banking - no tricks.

5
RCI provides a straight forward simple banking format. You pay money in, you get fair interest, you can get your money out when you want. No hard sell, no sudden drop in interest rates after a year - just honest simple banking. Reviewed on: 31st January 2026

Informative, competitive and safe.

5
Informative, competitive and safe. Have used RCI now for a number of years after always having to switch constantly to find the best deal for my savings. I find them consistent and fair. Reviewed on: 31st January 2026

Simple to use

5
Simple to use online banking with fast transfers Reviewed on: 31st January 2026

Very easy banking with RCI.

5
Very easy banking with RCI. No complaints at all. Reviewed on: 31st January 2026

very easy online experience.

5
very easy online experience. transfers can only be made to and from my main account. interest rates ok, if not the best Reviewed on: 31st January 2026

To be recommended.

5
I have encountered no problems since opening my account with RCI. They continue to be competitive in the financial market and suit my needs perfectly. Reviewed on: 31st January 2026

Great online, but wish I could do more in the app.

5
Great online, but wish I could do more in the app. Interest rates have previously been high, but are recently being tightened more than other banks. Reviewed on: 31st January 2026

Great easy access savings

5
Easy access savings, simple to manage and good communication from RCI regarding changes like interest rates. Reviewed on: 31st January 2026

Do you have a different RCI Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from RCI Bank?

  • Fixed term savings account

    from RCI Bank 4.85 from 3962 reviews
    RCI Bank
  • 95 Day Notice Account

    from RCI Bank 4.80 from 944 reviews
    RCI Bank
  • E-Volve Savings Notice Account

    from RCI Bank 4.78 from 316 reviews
    RCI Bank
    View all products