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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,983 reviews, last reviewed 9th May 2026
70% increase in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026
Paula's avatar
Paula

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Excellent

5
Used for many years, both personal and joint accounts. Never had a problem, excellent Reviewed on: 29th January 2026

Positive experience.

5
Positive experience. Savings account offers a reasonable interest rate. Reviewed on: 29th January 2026

Very easy to use website and good interest ratesI need.

5
Very easy to use website and find info I need. Interest rates always competitive Reviewed on: 29th January 2026

Excellent competitive bank, easy to use and good ser...

5
Excellent competitive bank, easy to use and good service. Reviewed on: 29th January 2026

Competitive interest

4
I find that RCI is one of the few banks which keeps its savings rate competitive other banks typically have accounts which go obsolete and pay poor interest. As a result I have stayed with them. Their internet banking page is easy to use the only downside is that when transferring money to my current account this is not immediate and can take a working day before this occurs. Their App also no longer works on my phone as I have not updated my phone yet, which is inconvenient. Reviewed on: 29th January 2026

So far so good, no complaints about the bank

5
So far so good, no complaints about the bank Reviewed on: 29th January 2026

Happy saver!

5
No issues at all never needed to call them good interest rates. Easy to use online. Happy saver. Reviewed on: 29th January 2026

A reliable & well-rung outfit that gives me confiden...

5
A reliable & well-rung outfit that gives me confidence my money is being well looked after. Reviewed on: 29th January 2026

Easy online banking, reasonable interest rate, excel...

5
Easy online banking, reasonable interest rate, excellent communication. Happy customer. Reviewed on: 29th January 2026

Good service and good bank to save with

5
I find there on line banking very secure and easy to use. They are always first bank to increase interest rates on savings and the last to lower interest rates. Reviewed on: 29th January 2026

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