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RCI Bank: Freedom Savings Account reviews

Name: Freedom Savings Account
Rating: 4.84 (11983 reviews)

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4.84

Based on 11,983 reviews, last reviewed 9th May 2026

70% increase in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

90%

Latest highest rating:

5

RCI has the best interest rate RCI has the best interest rate out of all my banks. Reviewed on: 9th May 2026

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026

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About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11983)

Great customer service & competitive ratesuve

Account was easy to open. Competitive interest rates, and an easy to use web site. Good communicator, with helpful email and phone responses. Reviewed on: 29th January 2026

very good efficient and speedy and staff very polite...

very good efficient and speedy and staff very polite and helpful Reviewed on: 29th January 2026

Good interest rate, fast transactions

I have not had a reason to contact them by telephone etc, so I can't comment on their customer service Reviewed on: 29th January 2026

Easy to set up savings account, good interest rate

The account is easy to set up, gives a good interest rate, is FSCS protected and telephone calls are answered promptly. Reviewed on: 29th January 2026

Review RCI Bank

The only problem I have is the delay between instructing a withdrawal and the money arriving in my linked bank account. Reviewed on: 29th January 2026

Market Leader

RCI Bank (rcibank.co.uk) is a real, authorized online savings bank in the UK, part of Renault's global banking group (Mobilize Financial Services), regulated by the FCA/PRA, and deposits are protected by the FSCS up to £120,000 . They offer online savings accounts, not physical branches, and are known for digital accessibility and competitive rates. Reviewed on: 29th January 2026

good consistent rates

I have held a Freedom Savings Account for as number of years and although I check rates from other providers I have not considered changing from RCI as their rates continue to remain competitive and service is good Reviewed on: 29th January 2026

RCI bank are brilliant.

RCI bank are brilliant. Everything is so easy to be able to manage my money. Reviewed on: 29th January 2026

Love this account, money appears in my current accou...

Love this account, money appears in my current account next day. No waiting now brilliant. Reviewed on: 29th January 2026

Excellent Customer Care

Customer care is exemplary. The team are very helpful and patient and inspire customers by their care. They offer advice and guidance willingly to help overcome problems and initiate follow up care. Reviewed on: 29th January 2026

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