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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Have used the Freedom account for years now.

5
Have used the Freedom account for years now. Haven't seen any better elsewhere. Reviewed on: 29th January 2026

Great bank account

5
I can use RCI bank in my month to month banking not only very easily but receive good interest rate. Communication from RCI is informative and helpful. Reviewed on: 29th January 2026

RCI was recommended by a friend.

5
RCI was recommended by a friend. It was an ideal abd safe bank to use for a lump sum of money I received. Reviewed on: 29th January 2026

Easy to navigate app, very user friendly

5
Easy to navigate app, very user friendly Reviewed on: 29th January 2026

Simple and effective

5
Good rates, professional approach. No problems. Reviewed on: 29th January 2026

A very simple secure way to save at an excellent rate.

5
A very simple way to save at an excellent rate. RCI have always been professional, accessible and customer friendly and I would highly recommend them to anyone who needs a flexible savings account. Reviewed on: 29th January 2026

Website is easy to use.

5
Website is easy to use. Withdrawals are easy & prompt. And all deposits are covered by the financial guarantee scheme. I have been saving with them for 10 years without any problems Reviewed on: 29th January 2026

I have never had to talk to anyone as everything is...

5
I have never had to talk to anyone as everything is online and I have never had any issues. Reviewed on: 29th January 2026

I highly recommend RCI

5
My husband and I have each held an RCI Freedom Savings account for a number of years and are very happy with RCI, website is very easy to navigate, withdrawals easy and prompt and communication from RCI is excellent. RCI has always been quick to increase their interest rate whenever the Bank of England increased interest rates and much quicker than other banks we bank with. We recommended RCI for easy access savings to our financial advisor and having opened a savings account with them he now recommends RCI to many of his clients. Reviewed on: 29th January 2026

Do not have to communicate very often but when I hav...

5
Do not have to communicate very often but when I have the representative has been of help with my problem. Reviewed on: 29th January 2026

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