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RCI Bank: Freedom Savings Account reviews

4.84
Based on 11,989 reviews, last reviewed 17th Jun 2026
60% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

They seem to be honest and consistent. They seem to be honest and consistent. You know where you are. They remain competitive. The web site is secure and easy to use. I like them Reviewed on: 17th June 2026
Martin N's avatar
Martin N

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
T S's avatar
T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11989)

Good easy access rates and easy withdrawals.

5
Good easy access rates and easy withdrawals. Excellent service with customer contact. Reviewed on: 22nd March 2025

Clear regular communication and updates.

5
Clear regular communication and updates. App is easy to use. Transferring of funds better accounts is quick and easy. Reviewed on: 22nd March 2025

Market leading rates provided day in, day out.

5
Market leading rates provided day in, day out. It's my go to place for my spare cash. Reviewed on: 22nd March 2025

Customer service are very helpful.

4
Customer service are very helpful. Reviewed on: 22nd March 2025

No conditions, a decent interest rate

5
Reliable with a decent interest rate and no conditions placed on deposits or withdrawals, which pay out the following working day. Reviewed on: 22nd March 2025

Rates of interest

5
Rates of interest to savers need to increase to reflect better the high spread on money lent to borrowers not in response to Bof E decisions . Reviewed on: 22nd March 2025

Very easy to operate on line.

5
Very easy to operate on line. Queries dealt with swiftly and efficiently. Comforting to receive a text message when money paid in or withdrawn. Reviewed on: 22nd March 2025

Very smooth and unproblematic sign up process and al...

5
Very smooth and unproblematic sign up process and all deposits are processed with no delay Reviewed on: 22nd March 2025

VERY HAPPY

5
I've used RCI for some years now and have never been less than totally satisfied. The interest rate is always very competitive and adding money or withdrawing money is very easy to do. Reviewed on: 22nd March 2025

Dependable company

5
Reliable company keeps in regular contact and is competitive with rates Reviewed on: 22nd March 2025

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