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RCI Bank: Freedom Savings Account reviews

4.90
Based on 11,981 reviews, last reviewed 24th Apr 2026
155% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
90%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to access flexible account, easy savings Easy to access flexible account, that makes saving easy and also withdrawing funds fast and effectively= Reviewed on: 24th April 2026
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BRP

Latest lowest rating:

1

I recently told RCI bank about an illness I have and... I recently told RCI bank about an illness I have and wanted to close my accounts. I was told my money would be in my nominated bank account by the clo... Read more Reviewed on: 12th March 2026
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T S

About this product

The RCI Freedom Savings Account has unlimited access and a seven-day service.

The Freedom Savings Account is free to use and available to UK residents aged 18 or over. You need to pay in and out through an RCI Bank savings account or a linked UK current account.

RCI Freedom Savings Account reviews help you find out what it’s really like to be a customer. If you’ve used RCI before, you can also leave a review and share your experience.

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RCI Bank Freedom Savings Account reviews (11981)

Been with you for years

5
RCI great Bank never let us down. Very good communication. Reviewed on: 22nd March 2025

Efficient user friendly online site with very good f...

5
Efficient user friendly online site with very good follow up information on savings Reviewed on: 22nd March 2025

wide range choice of accounts enables a useful selec...

4
wide range choice of accounts enables a useful selection of savings opportunities Reviewed on: 22nd March 2025

Straightforward initial application, which was speed...

5
Straightforward initial application, which was speedy, reliable and uncomplicated. Excellent communication throughout and since. I'm satisfied that I am being rewarded with competitive interest rates, so I am not wasting time shopping for competitors and alternatives. Seamless online banking experience, accessible without excessive jargon leading to greater clarity and a simplified experience which is much welcomed especially by customers who may find internet banking more challenging. High interest rates giving fantastic rewards on my savings whilst having immediate access to those savings should i need to gives me the utmost confidence in RCI and overall satisfaction that I made the right choice upon recommendation by a trusted friend. Reviewed on: 22nd March 2025

Nothing interesting, rates go up and down

3
Nothing interesting, rates go up and down Reviewed on: 22nd March 2025

Best bank I deal with they are brilliant.

5
They are easy to contact my email or phone and they answer phone promptly not leave you in a queue. Very helpful customer services. Also more importantly they don’t leave you with a low savings rate and increase it the same as new accounts. Reviewed on: 22nd March 2025

They keep it simple

5
Mostly i' like the simplicity of my account with the bank. The website is clear, the login effective but uncomplicated, and all dealings with them are clear and easy to navigate. I have had accounts with other banks, and none are as easy to navigate as my RCI one. I am 80 years old, and I appreciate dealing with people who do not overcomplicate, while at the same time feel reassuringly a safe place for my banking. Reviewed on: 22nd March 2025

Easy to make withdrawals and easy to save

5
Easy to make withdrawals and easy to save Reviewed on: 22nd March 2025

increase in rates

5
When rates go up generally I also benefit, much appreciate that RCI increase their rates and I don't need to frequently shop around Reviewed on: 22nd March 2025

it is easy to sept up bank account .

5
it is easy to sept up bank account . My on line bank experience is really good . There are few products i can choose , which meet my needs. Reviewed on: 22nd March 2025

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